Most of our formal documentation is in Dutch. However, in this section the important information is translated in English. Please contact us if you have any further questions.
CRH has a collective defined contribution scheme (CDC scheme).
This means that your employer pays a fixed premium to the pension
fund. You also pay premium yourself.
The ambition accrual rate is 1.35%. The actual accrual rate will be calculated annually, considering the agreed fixed premium, the premium policy of CRH Pensioenfonds and legal frameworks. Because of increased interest rates, the actual accrual rate for 2023 is higher than the ambition accrual rate: the actual accrual rate is 1.55% for old age pension and partner’s pension will be 70% of the old age pension.
The annual pension accrual is funded by the pension premium that the employer and employees jointly pay to the pension fund.
At the beginning of 2024, the Board will assess again whether the fixed premium is sufficient to pay for the intended pension accrual.
For more information about your pension scheme, please find more information below: